TERMS & CONDITIONS

Last Updated November 11, 2025

These Terms and Conditions ("Terms") govern your access to and use of the services provided by Finakey S.A. ("Company," "we," "our," or "us"). By accessing, browsing, or using our website, mobile application, or related services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with these Terms, you must not use our Services.

1. ELIGIBILITY

By using our Services, you represent and warrant that you are at least eighteen (18) years of age or have the consent of a parent or legal guardian. You are responsible for ensuring that your access to and use of the Services is in compliance with applicable laws and regulations.

2. SERVICES PROVIDED

We provide access to trustee and fiduciary services in Switzerland. We reserve the right to modify, suspend, or discontinue any part of our Services at any time, with or without notice.

3. USER RESPONSIBILITIES

By using the Services, you agree that you will not:

  • a) Violate any applicable laws or regulations.
  • b) Interfere with or disrupt the functionality of the Services.
  • c) Use the Services for any fraudulent or unlawful purposes.
  • d) Attempt to gain unauthorized access to our systems or networks.

4. INTELLECTUAL PROPERTY RIGHTS

All content, trademarks, logos, graphics, software, and other materials provided through the Services are the property of Finakey S.A. or its licensors. You may not copy, reproduce, distribute, or create derivative works from such materials without our express written permission.

5. THIRD-PARTY LINKS AND SERVICES

Our Services may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, policies, or practices of any third-party websites or services. Accessing third-party links is at your own risk.

6. LIMITATION OF LIABILITY

To the maximum extent permitted by law, Finakey S.A. shall not be liable for any indirect, incidental, special, or consequential damages arising from your use or inability to use the Services, including but not limited to loss of data, revenue, or profits.

7. DISCLAIMER OF WARRANTIES

The Services are provided "as is" and "as available," without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. TERMINATION

We reserve the right to suspend or terminate your access to the Services at our sole discretion, without prior notice, if we believe that you have violated these Terms or engaged in unlawful conduct.

9. PRIVACY POLICY

Your use of the Services is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy for details on how we collect, use, and protect your information.

10. GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of Switzerland. You agree to submit to the exclusive jurisdiction of the courts located in Geneva, Switzerland to resolve any dispute arising from or related to these Terms or your use of the Services.

11. CHANGES TO THESE TERMS

We may revise or update these Terms at any time without prior notice. Any changes will be effective upon posting to our website, and your continued use of the Services constitutes acceptance of those changes.

12. CONTACT INFORMATION

If you have questions or concerns about these Terms, please contact us at:

Finakey S.A.

Place de Saint-Gervais 1

CH-1201 Geneva, Switzerland

Email: finakey@finakey.ch

Phone: +41 (0)22 716 51 00